An examination of Proverbs offers wisdom for the vertical and horizontal lines of the flow of resources. The vertical represents the Ups and Downs. The horizontal represents the Ins and Outs. Since resources originate by coming in to our lives, God gives us the Ins, Outs, Ups, and Downs of Resources in Wisdomʼs Ten Wʼs: Ten Characteristics of a Wise and Generous Heart. When we are wise and generous in heart, we fully surrender to Godʼs Ins, Outs, Ups, and Downs of Resources. As our time, talent, and treasure come in, we recognize that God is our Provider. As our resources go out, we demonstrate that God is our Passion. As our gifts build up, we discover that God is our Purpose. When our resources go down, we trust that God is our Protector.